Paying For Your Child's Braces

At the most recent trip to the dentist, you were informed that your ten-year-old child needs braces. The good news is that, after treatment, your child will have a dazzling smile. The bad news is generally the cost. Braces usually range somewhere between $1800 and $6500, a hefty price tag for many Americans. Unfortunately, insurance often doesn't pay all or any of the cost of orthodontics. You do not need to panic, however. You should have options if the price is not right for you. 

Payment Plans

Even those folks with dental insurance will likely find that they owe a significant percentage of the final cost of braces. Orthodontists realize that many people cannot afford to pay the entire price up front. As a result, many of these professionals offer a payment plan that may extend for as long as two years. If you can afford a down payment, then you can probably work out a reasonable deal for the orthodontic treatment, often with minimal interest. 

Dental Schools

Orthodontists in training have to have someone on which to practice. Taking your child to a dental school does not make them a guinea pig, however. Students are supervised by experienced dentists, so your child will get excellent treatment at a significantly reduced price. The process may take longer, however, and may not be as convenient as going to an established orthodontist, but the savings may be worth the extra effort and patience required. Your child should still end up with a beautiful smile. 


In some cases, you can delay your child's treatment until you can better afford it. The wisdom of waiting depends on a number of factors. Your dentist may think postponing treatment is okay if your child is not self-conscious about their teeth and they will suffer no adverse physical effects from the delay. Of course, if your child needs braces immediately, you should do everything in your power to make that happen. Ask your dentist if any programs are available to help you with this financial burden. 

The thought of paying for braces can make many parents shudder in fear, particularly if they have several children who need teeth-straightening. If your child needs this treatment, you should investigate your financial options if you simply cannot afford to pay for braces up front. Help is out there, and your child is not doomed to crooked teeth even if your budget is tight. Talk to an orthodontist, like James W. Logeman D.D.S. M.S., for more help.